Don't lose your credit card! Seriously. Don't. Even if you are getting gas at midnight behind a scary old building with no one around and you're terrified of getting mugged or worse and its dark and cold outside, and did I mention, scary? Yes even then, put the safety of your credit card first!
You may have guessed that I am speaking from experience on this one. I was afraid I had lost my card and early this week my fears were confirmed. $150 in charges appeared on my credit card but that was only a small fraction of the damage that had been done. Whoever decided to go on a shopping spree with my credit card managed to rake up over $850 in charges in just three days! So now after several phone calls with my credit union, a couple to the local police department, dealing with a rather unhappy husband, a personal visit to the credit union and many, many signatures later, I am nearly done cleaning up the mess. And although everyone has been very helpful and assured me that we will not be responsible for the fraudulent charges, it's still a little scary to think someone went around posing as me for three days...forging my signature and pretty much wrecking havoc on my finances. Officer Friendly gave the impression they would actually try to track down the thieves but I know my little financial problem is probably not the highest priority on their "bad guys to track down" list. Oh well, I can still dream there might be a little justice in the end, right?
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